El doctor del credito

CREDIT INJECTIONS

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WHAT ARE CREDIT INJECTIONS?

Credit injections are made when the customer is added as an authorized user of a credit account with good payment history, which allows him to “transfer” a reputable account to his own history. This is possible because the creditors will provide the credit companies with all the history of the credit account, which the authorized user receives. FICO® digests this newly added credit and recalculates your score with drastic improvements.

The issuing bank reports positive credit history, including account age, business line limit, and positive payment history to Experian, TransUnion, and / or Equifax.

Bank Name Card ID Credit Limit Date Opened Purchase By Date Reporting Date Stock Price
Barclays 17257 3,500 2018 May Apr 26th May 7th - May 14th 5 $602.50
Chase 17246 3,600 2019 May May 1st May 12th - May 19th 1 $591.50
Chase 17097 7,600 2010 May May 8th May 19th - May 26th 1 $932.50
Barclays 3403 10,000 2019 Feb Apr 11th Apr 22nd - Apr 29th 2 $657.50
Capital One 15767 7,000 2017 Mar May 7th May 18th - May 25th 1 $657.50
Barclays 15622 29,200 2014 Oct Apr 26th May 7th - May 14th 1 $1125
Capital One 14708 5,500 2013 Jun May 5th May 16th - May 23rd 1 $767.50
Barclays 14392 9,000 2018 Oct Apr 30th May 11th - May 18th 1 $613.50
Chase 9022 20,000 2018 Nov May 10th May 21st - May 28th 1 $767.50
Barclays 12902 11,000 2018 Nov May 5th May 16th - May 23rd 1 $657.50
Capital One 13843 10,000 2014 Aug Apr 27th May 8th - May 15th 1 $822.50
Barclays 13462 31,700 2015 Feb Apr 25th May 6th - May 13th 1 $1125
Barclays 13451 29,000 2016 Aug May 9th May 20th - May 27th 1 $932.50
Capital One 12709 15,000 2014 May May 6th May 17th - May 24th 1 $877.50
Barclays 12632 11,500 2018 Jun Apr 24th May 5th - May 12th 1 $657.50
Chase 11317 10,000 2015 Apr May 3rd May 14th - May 21st 1 $795
Capital One 11144 17,500 2019 May May 10th May 21st - May 28th 1 $630
Chase 10496 31,000 2017 Aug May 7th May 18th - May 25th 1 $1070
Capital One 10473 4,500 2014 Jun Apr 29th May 10th - May 17th 1 $712.50
Chase 10315 7,500 2013 Dec May 9th May 20th - May 27th 1 $795
Barclays 10249 42,000 2016 Jul Apr 28th May 9th - May 16th 1 $1125
Barclays 10197 12,000 2018 Jan Apr 28th May 9th - May 16th 1 $657.50
Chase 9996 8,000 2011 Jun May 8th May 19th - May 26th 1 $877.50
Bank Of America 9905 15,000 2018 Mar May 7th May 18th - May 25th 1 $685
Barclays 1376 16,000 2018 Jan Apr 16th Apr 27th - May 4th 1 $712.50
Chase 8836 7,500 2007 May Apr 20th May 1st - May 8th 1 $932.50
Barclays 7429 15,000 2007 Feb Apr 25th May 6th - May 13th 1 $1125
Chase 3775 30,000 2015 Aug May 9th May 20th - May 27th 1 $960
Chase 3816 11,000 2013 Oct May 7th May 18th - May 25th 1 $850
Chase 3232 20,000 2017 Apr May 6th May 17th - May 24th 1 $822.50

Frequent questions

Because the statement date for each credit injection is different, this posting window may vary, so we provide detailed information as soon as the order is completed.

Capital One, Bank of America, Discover, USAA and Navy Federal, U.S. Bank generally report to all 3 credit bureaus.

Credit injections are not permanent. The Customer has the option, for an extra payment, to extend the commercial line for 30-180 days during the first 35 days after their initial purchase. After 35 business days, if we have not received an extension request, we will ask our cardholder to remove it from the credit injection after two billing cycles have passed. Deleted credit injections will appear much like the “closed” status or the “terminated authorized user relationship” status on your credit report.

We guarantee the publication of the injections in at least 2 of the credit bureaus. We have no control over credit injection which reports faster to credit bureaus and does not guarantee publication with more than one credit bureau.

To increase the probability that they will appear in the 3 credit bureaus, a minimum of 3 injections should be purchased from 3 different banks.