CREDIT INJECTIONS

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WHAT ARE CREDIT INJECTIONS?

Credit injections are made when the customer is added as an authorized user of a credit account with good payment history, which allows him to “transfer” a reputable account to his own history. This is possible because the creditors will provide the credit companies with all the history of the credit account, which the authorized user receives. FICO® digests this newly added credit and recalculates your score with drastic improvements.

The issuing bank reports positive credit history, including account age, business line limit, and positive payment history to Experian, TransUnion, and / or Equifax.

Bank Name	Card ID	Credit Limit	Date Opened	Purchase By Date	Reporting Date	Stock	Price
Barclays	17257	3,500	2018 May	Apr 26th	May 7th - May 14th	5	$602.50
Chase	17246	3,600	2019 May	May 1st	May 12th - May 19th	1	$591.50
Chase	17097	7,600	2010 May	May 8th	May 19th - May 26th	1	$932.50
Barclays	3403	10,000	2019 Feb	Apr 11th	Apr 22nd - Apr 29th	2	$657.50
Capital One	15767	7,000	2017 Mar	May 7th	May 18th - May 25th	1	$657.50
Barclays	15622	29,200	2014 Oct	Apr 26th	May 7th - May 14th	1	$1125
Capital One	14708	5,500	2013 Jun	May 5th	May 16th - May 23rd	1	$767.50
Barclays	14392	9,000	2018 Oct	Apr 30th	May 11th - May 18th	1	$613.50
Chase	9022	20,000	2018 Nov	May 10th	May 21st - May 28th	1	$767.50
Barclays	12902	11,000	2018 Nov	May 5th	May 16th - May 23rd	1	$657.50
Capital One	13843	10,000	2014 Aug	Apr 27th	May 8th - May 15th	1	$822.50
Barclays	13462	31,700	2015 Feb	Apr 25th	May 6th - May 13th	1	$1125
Barclays	13451	29,000	2016 Aug	May 9th	May 20th - May 27th	1	$932.50
Capital One	12709	15,000	2014 May	May 6th	May 17th - May 24th	1	$877.50
Barclays	12632	11,500	2018 Jun	Apr 24th	May 5th - May 12th	1	$657.50
Chase	11317	10,000	2015 Apr	May 3rd	May 14th - May 21st	1	$795
Capital One	11144	17,500	2019 May	May 10th	May 21st - May 28th	1	$630
Chase	10496	31,000	2017 Aug	May 7th	May 18th - May 25th	1	$1070
Capital One	10473	4,500	2014 Jun	Apr 29th	May 10th - May 17th	1	$712.50
Chase	10315	7,500	2013 Dec	May 9th	May 20th - May 27th	1	$795
Barclays	10249	42,000	2016 Jul	Apr 28th	May 9th - May 16th	1	$1125
Barclays	10197	12,000	2018 Jan	Apr 28th	May 9th - May 16th	1	$657.50
Chase	9996	8,000	2011 Jun	May 8th	May 19th - May 26th	1	$877.50
Bank Of America	9905	15,000	2018 Mar	May 7th	May 18th - May 25th	1	$685
Barclays	1376	16,000	2018 Jan	Apr 16th	Apr 27th - May 4th	1	$712.50
Chase	8836	7,500	2007 May	Apr 20th	May 1st - May 8th	1	$932.50
Barclays	7429	15,000	2007 Feb	Apr 25th	May 6th - May 13th	1	$1125
Chase	3775	30,000	2015 Aug	May 9th	May 20th - May 27th	1	$960
Chase	3816	11,000	2013 Oct	May 7th	May 18th - May 25th	1	$850
Chase	3232	20,000	2017 Apr	May 6th	May 17th - May 24th	1	$822.50

Frequent questions

Publication of credit injections:

Because the statement date for each credit injection is different, this posting window may vary, so we provide detailed information as soon as the order is completed.

Capital One, Bank of America, Discover, USAA and Navy Federal, U.S. Bank generally report to all 3 credit bureaus.

Publication time extension in injections

Credit injections are not permanent. The Customer has the option, for an extra payment, to extend the commercial line for 30-180 days during the first 35 days after their initial purchase. After 35 business days, if we have not received an extension request, we will ask our cardholder to remove it from the credit injection after two billing cycles have passed. Deleted credit injections will appear much like the “closed” status or the “terminated authorized user relationship” status on your credit report.

Impact on the credit report

We guarantee the publication of the injections in at least 2 of the credit bureaus. We have no control over credit injection which reports faster to credit bureaus and does not guarantee publication with more than one credit bureau.

To increase the probability that they will appear in the 3 credit bureaus, a minimum of 3 injections should be purchased from 3 different banks.