Hispanic Factor

CREDIT INJECTIONS

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WHAT ARE CREDIT INJECTIONS?

Credit injections are made when the customer is added as an authorized user of a credit account with good payment history, which allows him to “transfer” a reputable account to his own history. This is possible because the creditors will provide the credit companies with all the history of the credit account, which the authorized user receives. FICO® digests this newly added credit and recalculates your score with drastic improvements.

The issuing bank reports positive credit history, including account age, business line limit, and positive payment history to Experian, TransUnion, and / or Equifax.

Bank Name Card ID Credit Limit Date Opened Purchase By Date Reporting Date Stock Price
Bank of America 16325 16,000 2019 May Mar 13th Mar 24th - Apr 3rd 1 $693.75
Discover 16452 9,000 2014 Oct Mar 13th Mar 24th - Apr 3rd 1 $772.50
Chase 15347 16,800 2013 Oct Mar 13th Mar 24th - Apr 3rd 1 $930
Capital One 16409 3,900 2014 Sep Mar 16th Mar 27th - Apr 3rd 1 $693.75
Discover 16379 27,500 2015 May Mar 23rd Apr 3rd - Apr 10th 1 $1035
Capital One 16344 5,000 2014 Nov Mar 12th Mar 23rd - Apr 2nd 2 $720
Capital One 16045 10,000 2013 Oct Mar 7th Mar 18th - Mar 25th 2 $877.50
Chase 13699 24,100 2018 Sep Mar 7th Mar 18th - Mar 25th 1 $746.25
Capital One 16280 10,000 2008 Mar Mar 10th Mar 21st - Mar 28th 1 $982.50
Barclays 11297 25,000 2019 Feb Mar 27th Apr 7th - Apr 14th 1 $825
Barclays 6250 15,500 2019 Jan Mar 11th Mar 22nd - Apr 1st 1 $667.50
Chase 16227 10,000 2018 Apr Mar 9th Mar 20th - Mar 27th 1 $667.50
Capital One 16225 9,000 2015 Mar Mar 7th Mar 18th - Mar 25th 2 $772.50
Chase 16215 6,900 2018 Dec Mar 15th Mar 26th - Apr 5th 1 $594
Chase 16124 8,500 2015 Nov Mar 7th Mar 18th - Mar 25th 1 $746.25
Capital One 16192 13,600 2014 Oct Mar 8th Mar 19th - Mar 26th 1 $798.75
Barclays 16130 9,200 2013 Aug Mar 1st Mar 12th - Mar 19th 5 $825
Barclays 16119 8,100 2014 Aug Mar 26th Apr 6th - Apr 13th 6 $772.50
Barclays 15982 10,900 2016 Aug Mar 2nd Mar 13th - Mar 20th 3 $720
Elan 15951 10,000 2011 Mar Mar 22nd Apr 2nd - Apr 9th 2 $982.50
Chase 15937 7,500 2012 Sep Mar 11th Mar 22nd - Apr 1st 1 $851.25
Capital One 15926 10,000 2014 Dec Mar 22nd Apr 2nd - Apr 9th 1 $798.75
Barclays 15925 12,500 2015 Aug Mar 7th Mar 18th - Mar 25th 2 $772.50
Chase 15874 20,000 2018 May Mar 9th Mar 20th - Mar 27th 1 $746.25
Barclays 15872 10,000 2017 Mar Mar 9th Mar 20th - Mar 27th 2 $720
Capital One 15841 10,000 2013 Dec Mar 10th Mar 21st - Mar 28th 1 $877.50
Chase 15820 20,500 2013 Mar Mar 14th Mar 25th - Apr 4th 1 $1035
Barclays 15799 20,000 2018 Feb Mar 11th Mar 22nd - Apr 1st 5 $798.75
Barclays 15712 24,000 2019 Jan Mar 25th Apr 5th - Apr 12th 6 $825
Chase 15709 12,400 2013 Dec Mar 24th Apr 4th - Apr 11th 2 $877.50
Capital One 15685 11,100 2015 May Mar 5th Mar 16th - Mar 23rd 1 $798.75
Barclays 15611 21,000 2016 Sep Mar 16th Mar 27th - Apr 3rd 1 $851.25
Chase 14635 11,500 2016 Feb Mar 5th Mar 16th - Mar 23rd 2 $772.50
Chase 15492 24,000 2019 Jan Mar 5th Mar 16th - Mar 23rd 1 $746.25
Barclays 15469 16,500 2013 Sep Mar 6th Mar 17th - Mar 24th 1 $930
Chase 15369 21,800 2017 Jul Mar 11th Mar 22nd - Apr 1st 1 $798.75
Barclays 15356 15,000 2014 Oct Mar 2nd Mar 13th - Mar 20th 5 $851.25
Barclays 15283 16,000 2013 Aug Mar 2nd Mar 13th - Mar 20th 2 $930
Chase 15217 26,500 2019 Apr Mar 11th Mar 22nd - Apr 1st 1 $825
Barclays 15187 13,000 2013 Jul Mar 24th Apr 4th - Apr 11th 6 $877.50
Capital One 15135 10,000 2014 Oct Mar 8th Mar 19th - Mar 26th 2 $798.75
Barclays 15134 12,400 2015 Apr Mar 7th Mar 18th - Mar 25th 5 $772.50
Chase 15082 19,500 2012 Feb Mar 24th Apr 4th - Apr 11th 2 $1140
Elan 14938 15,000 2010 Oct Mar 22nd Apr 2nd - Apr 9th 1 $1035
Barclays 14824 21,900 2015 Jul Mar 13th Mar 24th - Apr 3rd 2 $930
Discover 14813 21,500 2014 May Mar 14th Mar 25th - Apr 4th 1 $956.25
Chase 14810 20,000 2015 Mar Mar 16th Mar 27th - Apr 3rd 1 $930
Capital One 14790 5,300 2014 Aug Mar 13th Mar 24th - Apr 3rd 2 $720
Capital One 14696 7,500 2008 Dec Mar 27th Apr 7th - Apr 14th 1 $903.75
Barclays 14695 22,300 2013 Mar Mar 9th Mar 20th - Mar 27th 1 $982.50
Chase 3857 21,500 2017 Dec Mar 16th Mar 27th - Apr 3rd 1 $798.75
Elan 14556 24,700 2019 Mar Mar 22nd Apr 2nd - Apr 9th 1 $746.25
Elan 14515 15,000 2012 Jul Mar 22nd Apr 2nd - Apr 9th 2 $982.50
Barclays 14338 20,400 2013 Mar Mar 2nd Mar 13th - Mar 20th 6 $982.50
Capital One 14307 7,500 2012 Oct Mar 2nd Mar 13th - Mar 20th 1 $851.25
Barclays 14296 10,500 2013 Dec Mar 27th Apr 7th - Apr 14th 2 $877.50
Chase 14286 15,000 2014 Jan Mar 11th Mar 22nd - Apr 1st 2 $930
Barclays 14251 9,500 2015 Feb Mar 11th Mar 22nd - Apr 1st 1 $746.25
Barclays 14152 2,000 2017 Oct Mar 13th Mar 24th - Apr 3rd 1 $562.50
Barclays 14099 4,000 2017 Feb Mar 7th Mar 18th - Mar 25th 1 $599.25
Capital One 14077 10,000 2016 Sep Mar 9th Mar 20th - Mar 27th 1 $720
Chase 13986 10,000 2015 Aug Mar 24th Apr 4th - Apr 11th 1 $772.50
Chase 13934 20,800 2017 Feb Mar 11th Mar 22nd - Apr 1st 1 $851.25
Capital One 13903 15,000 2015 Jan Mar 27th Apr 7th - Apr 14th 1 $851.25
Barclays 13889 11,500 2015 Jan Mar 13th Mar 24th - Apr 3rd 3 $798.75
Capital One 13729 10,500 2009 Mar Mar 14th Mar 25th - Apr 4th 1 $982.50
Capital One 13811 4,300 2014 Dec Mar 4th Mar 15th - Mar 22nd 1 $693.75
Barclays 13676 18,600 2019 Jan Mar 2nd Mar 13th - Mar 20th 6 $746.25
Barclays 13665 15,000 2018 Jan Mar 24th Apr 4th - Apr 11th 1 $693.75
Chase 13654 17,800 2007 Jul Mar 16th Mar 27th - Apr 3rd 1 $1087.50
Barclays 10261 19,500 2014 Mar Feb 28th Mar 11th - Mar 18th 1 $956.25
Capital One 13474 5,250 2010 Nov Mar 22nd Apr 2nd - Apr 9th 1 $877.50
Chase 13221 20,200 2015 Jan Mar 9th Mar 20th - Mar 27th 1 $930
Chase 13200 24,800 2012 Feb Mar 15th Mar 26th - Apr 5th 1 $1087.50
Barclays 13188 5,000 2014 Aug Mar 1st Mar 12th - Mar 19th 1 $720
Barclays 13096 13,500 2017 Jun Mar 26th Apr 6th - Apr 13th 1 $720
Chase 13086 23,400 2019 Apr Mar 3rd Mar 14th - Mar 21st 1 $746.25
Bank Of America 12963 12,000 2018 Aug Mar 7th Mar 18th - Mar 25th 1 $982.50
Discover 6833 14,500 2010 Oct Mar 13th Mar 24th - Apr 3rd 1 $1035
Barclays 12900 16,000 2012 Jun Mar 1st Mar 12th - Mar 19th 2 $982.50
Discover 12868 7,500 2012 Aug Mar 26th Apr 6th - Apr 13th 1 $851.25
Chase 12812 8,000 2012 Jul Mar 23rd Apr 3rd - Apr 10th 1 $851.25
Chase 12765 14,000 2012 Feb Mar 24th Apr 4th - Apr 11th 2 $903.75
Discover 12755 8,500 2013 Jul Mar 7th Mar 18th - Mar 25th 1 $825
Elan 12710 25,000 2017 May Mar 22nd Apr 2nd - Apr 9th 1 $851.25
Chase 12678 7,500 2012 Aug Mar 22nd Apr 2nd - Apr 9th 2 $851.25
Barclays 12523 5,100 2011 Jun Mar 9th Mar 20th - Mar 27th 1 $798.75
Barclays 12520 1,000 2011 Jun Mar 5th Mar 16th - Mar 23rd 1 $720
Capital One 12381 15,500 2012 May Mar 27th Apr 7th - Apr 14th 2 $982.50
Capital One 12325 13,000 2014 Oct Mar 6th Mar 17th - Mar 24th 1 $798.75
Chase 12108 16,500 2011 Mar Mar 22nd Apr 2nd - Apr 9th 2 $1035
Barclays 12107 11,500 2016 Nov Mar 2nd Mar 13th - Mar 20th 1 $720
Barclays 12010 6,500 2012 Feb Mar 26th Apr 6th - Apr 13th 2 $772.50
Barclays 11998 10,000 2011 Sep Mar 9th Mar 20th - Mar 27th 2 $930
Bank Of America 11934 11,000 2010 Aug Mar 22nd Apr 2nd - Apr 9th 1 $982.50
Barclays 11878 18,000 2015 Feb Mar 13th Mar 24th - Apr 3rd 3 $825
Elan 10950 19,000 2014 Dec Mar 22nd Apr 2nd - Apr 9th 1 $851.25
Barclays 11709 20,500 2016 Feb Mar 2nd Mar 13th - Mar 20th 1 $851.25
Chase 8085 19,900 2011 Feb Mar 8th Mar 19th - Mar 26th 1 $1140
Capital One 3978 6,000 2012 Apr Mar 26th Apr 6th - Apr 13th 1 $772.50
Barclays 10157 20,000 2018 Apr Mar 5th Mar 16th - Mar 23rd 1 $746.25
Barclays 11440 5,500 2015 Jun Mar 2nd Mar 13th - Mar 20th 3 $693.75
Barclays 11418 15,000 2014 Nov Mar 13th Mar 24th - Apr 3rd 2 $851.25
Chase 11317 10,000 2015 Apr Mar 3rd Mar 14th - Mar 21st 1 $772.50
Capital One 11188 10,000 2013 Jul Mar 22nd Apr 2nd - Apr 9th 1 $877.50
Barclays 11177 20,000 2016 Feb Mar 7th Mar 18th - Mar 25th 6 $930
Elan 11123 20,500 2017 Nov Mar 22nd Apr 2nd - Apr 9th 1 $798.75
Barclays 11042 10,000 2014 Dec Mar 27th Apr 7th - Apr 14th 1 $772.50
Barclays 11022 18,000 2011 Oct Feb 27th Mar 10th - Mar 17th 1 $1035
Barclays 10947 24,000 2018 Mar Mar 6th Mar 17th - Mar 24th 1 $746.25
Chase 10903 7,500 2012 Feb Mar 1st Mar 12th - Mar 19th 2 $851.25
Barclays 10821 24,500 2018 Jul Feb 27th Mar 10th - Mar 17th 3 $825
Barclays 10664 5,000 2013 Aug Mar 9th Mar 20th - Mar 27th 4 $720
Chase 8761 20,000 2017 Dec Mar 10th Mar 21st - Mar 28th 1 $798.75
Chase 10584 19,300 2013 Feb Mar 26th Apr 6th - Apr 13th 1 $930
Chase 8478 16,000 2014 Sep Mar 21st Apr 1st - Apr 8th 1 $825
Capital One 10528 8,000 2014 Jul Feb 28th Mar 11th - Mar 18th 1 $851.25
Capital One 8892 17,500 2013 Jan Mar 13th Mar 24th - Apr 3rd 1 $930
Barclays 7092 20,000 2014 Sep Mar 13th Mar 24th - Apr 3rd 5 $956.25
Chase 8708 23,900 2017 Nov Mar 6th Mar 17th - Mar 24th 2 $851.25
Barclays 1513 15,000 2018 May Mar 13th Mar 24th - Apr 3rd 1 $693.75
Barclays 10392 10,000 2010 Feb Mar 8th Mar 19th - Mar 26th 4 $982.50
Elan 6306 16,000 2015 Sep Mar 22nd Apr 2nd - Apr 9th 1 $825
Capital One 10081 10,000 2015 Dec Mar 10th Mar 21st - Mar 28th 2 $772.50
Barclays 10080 14,000 2016 Mar Mar 25th Apr 5th - Apr 12th 6 $772.50
Capital One 10007 8,500 2014 Jan Mar 9th Mar 20th - Mar 27th 2 $772.50
Barclays 9949 5,950 2014 Apr Mar 6th Mar 17th - Mar 24th 1 $720
Capital One 9874 12,000 2010 May Mar 23rd Apr 3rd - Apr 10th 2 $982.50
Barclays 9728 22,500 2014 Feb Mar 2nd Mar 13th - Mar 20th 5 $956.25
Barclays 8813 12,000 2014 Apr Mar 24th Apr 4th - Apr 11th 3 $798.75
Elan 9639 17,500 2015 May Mar 23rd Apr 3rd - Apr 10th 1 $746.25
Barclays 9610 20,000 2014 Jun Mar 11th Mar 22nd - Apr 1st 2 $930
Chase 9573 11,700 2013 Apr Mar 8th Mar 19th - Mar 26th 2 $877.50
Barclays 9455 27,000 2018 Mar Mar 24th Apr 4th - Apr 11th 2 $825
Chase 9386 10,400 2012 Dec Mar 22nd Apr 2nd - Apr 9th 1 $877.50
Barclays 8573 15,650 2013 Dec Mar 25th Apr 5th - Apr 12th 4 $930
Barclays 9255 15,100 2016 Jan Mar 6th Mar 17th - Mar 24th 6 $825
Barclays 9211 20,000 2014 Feb Mar 2nd Mar 13th - Mar 20th 6 $982.50
Barclays 9199 14,500 2014 May Mar 24th Apr 4th - Apr 11th 1 $772.50
Barclays 6110 5,000 2018 Jan Mar 25th Apr 5th - Apr 12th 2 $588.75
Barclays 9165 20,000 2018 Jan Mar 5th Mar 16th - Mar 23rd 5 $798.75
Barclays 1376 16,000 2018 Jan Mar 16th Mar 27th - Apr 3rd 1 $693.75
Barclays 8849 10,000 2015 Feb Mar 7th Mar 18th - Mar 25th 6 $772.50
Chase 8804 20,000 2012 Mar Mar 24th Apr 4th - Apr 11th 1 $1035
Barclays 8705 20,000 2016 Nov Mar 9th Mar 20th - Mar 27th 3 $851.25
Barclays 8672 10,500 2014 Jun Mar 9th Mar 20th - Mar 27th 1 $772.50
Barclays 8509 21,500 2008 Jun Mar 14th Mar 25th - Apr 4th 1 $1140
Chase 8474 20,000 2016 Dec Mar 16th Mar 27th - Apr 3rd 1 $798.75
Chase 6305 14,500 2012 Sep Mar 27th Apr 7th - Apr 14th 1 $903.75
Discover 8345 12,500 2014 Oct Mar 24th Apr 4th - Apr 11th 1 $798.75
Barclays 8325 20,000 2017 Nov Mar 2nd Mar 13th - Mar 20th 3 $798.75
Bank of America 6840 7,000 2017 Oct Mar 3rd Mar 14th - Mar 21st 1 $877.50
Capital One 8312 14,500 2006 Jun Mar 14th Mar 25th - Apr 4th 1 $1035
Elan 8172 20,000 2016 May Mar 22nd Apr 2nd - Apr 9th 1 $930
Chase 8159 9,500 2014 Nov Mar 9th Mar 20th - Mar 27th 2 $772.50
Chase 8113 21,600 2017 Aug Mar 22nd Apr 2nd - Apr 9th 1 $798.75
Chase 7996 22,000 2013 Sept Mar 15th Mar 26th - Apr 5th 1 $956.25
Chase 7961 15,900 2015 Dec Mar 5th Mar 16th - Mar 23rd 1 $825
Barclays 7787 9,630 2013 Jan Mar 9th Mar 20th - Mar 27th 5 $825
Barclays 7565 23,500 2013 Oct Mar 14th Mar 25th - Apr 4th 1 $956.25
Elan 7453 20,000 2011 Jul Mar 22nd Apr 2nd - Apr 9th 1 $1035
Barclays 7091 20,000 2014 May Mar 13th Mar 24th - Apr 3rd 2 $956.25
Barclays 6893 11,000 2013 Apr Mar 2nd Mar 13th - Mar 20th 2 $851.25
Discover 6314 18,100 2003 Feb Feb 28th Mar 11th - Mar 18th 1 $1087.50
Chase 5007 27,400 2009 Aug Mar 22nd Apr 2nd - Apr 9th 2 $1245
Capital One 3842 10,000 2010 Jan Mar 13th Mar 24th - Apr 3rd 2 $982.50
Chase 3232 20,000 2017 Apr Mar 6th Mar 17th - Mar 24th 1 $798.75
Chase 3230 9,000 2014 Dec Mar 12th Mar 23rd - Apr 2nd 1 $746.25
Chase 2342 10,000 2014 Jul Mar 12th Mar 23rd - Apr 2nd 1 $798.75
Chase 1387 3,500 2014 Sep Mar 21st Apr 1st - Apr 8th 2 $693.75
Barclays 2209 29,400 2007 Jan Mar 5th Mar 16th - Mar 23rd 1 $1612.50
Chase 1292 20,000 2014 Jun Mar 10th Mar 21st - Mar 28th 1 $982.50

Frequent questions

Because the statement date for each credit injection is different, this posting window may vary, so we provide detailed information as soon as the order is completed.

Capital One, Bank of America, Discover, USAA and Navy Federal, U.S. Bank generally report to all 3 credit bureaus.

Credit injections are not permanent. The Customer has the option, for an extra payment, to extend the commercial line for 30-180 days during the first 35 days after their initial purchase. After 35 business days, if we have not received an extension request, we will ask our cardholder to remove it from the credit injection after two billing cycles have passed. Deleted credit injections will appear much like the “closed” status or the “terminated authorized user relationship” status on your credit report.

We guarantee the publication of the injections in at least 2 of the credit bureaus. We have no control over credit injection which reports faster to credit bureaus and does not guarantee publication with more than one credit bureau.

To increase the probability that they will appear in the 3 credit bureaus, a minimum of 3 injections should be purchased from 3 different banks.